Medicare Advantage (MA) plans open enrollment began on October 15, signaling chaos and confusion for millions of seniors. Last year, more members than expected used their benefits, prompting insurers to downsize plans, cut benefits, and raise costs. Major insurers like CVS and Humana are scaling back, forcing hundreds of thousands to find new, often pricier coverage. In Vermont, 6,000 older adults must choose new plans due to insurers dropping coverage.
These changes are part of a pattern where insurers prioritize profits over care. Insurers are increasing drug copays and denying necessary care, leaving beneficiaries stranded. Traditional Medicare offers better protection and coverage without the administrative hurdles of MA plans. As open enrollment continues, seniors should consider switching back to traditional Medicare for reliable care from their preferred providers.
When healthcare is treated as a business, individuals suffer. It’s crucial for seniors to understand their options and prioritize quality care over profit-driven insurance companies.