When Bridgette Bello faced the aftermath of hurricanes Helene and Milton in Florida, her nightmare began as she encountered delays and denials on damage claims. Despite having insurance, many victims in Florida struggle with challenging recovery due to the insurance industry categorizing the storms as separate events.
With devastating financial losses, homeowners without flood insurance face even greater odds of claim denials. The complexity of damage assessment from both storms poses significant challenges for property owners seeking insurance coverage.
The challenges increase for victims like Patti Drew, who didn’t have homeowners insurance, facing financial turmoil after the storms. Even those with flood insurance may struggle to rebuild, given the limitations on coverage provided by the National Flood Insurance Program.
The ongoing financial struggles faced by residents in Florida prompt calls for comprehensive reforms to address the challenges posed by insurance companies in the wake of natural disasters.
As victims seek solutions, state officials acknowledge the need for drastic changes in the insurance industry to ensure the well-being of all Floridians.