After a recent earthquake in Japan, minor injuries were reported and a tsunami advisory was issued, with small waves recorded in some areas. Following this, a “megaquake advisory” was also issued, warning of a potential major earthquake in the coming week. Hong Kong updated its travel alert for Japan, urging caution and monitoring of the situation.
Travellers were advised by the Hong Kong Federation of Insurers to check their insurance policies for coverage related to the earthquake. Policies purchased before August 8 were more likely to be covered, while those bought after may not cover related incidents. Cancellation policies due to natural disasters like earthquakes or tsunamis were also highlighted, with coverage for irrecoverable travel expenses.
In the event of trips being cut short or postponed due to natural disasters, insurance policies may cover compensation for unused expenses or additional costs incurred. It is important for travellers to understand their policy terms and seek clarification from insurers if needed.
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